EMI with 0% interest and 0 down payment

Highlights:

• 0% interest
• Quick online approval
• Pay in 6 easy Installments
• Easy & Secure online process using Aadhaar and PAN number
• Anyone with an Indian Bank Account can apply
• Pay the Tuition fee in six monthly interest-free installments of ₹22,125 each (admission fee not included).

How to Apply for EMI Option:

• To apply for EMI option, applicants need to have:
• PAN Card, Address Proof (Aadhaar/Passport/Driving Licence)
• Bank account in any Indian Bank

Note: Video KYC can be done online which require physical PAN. It is mandatory that the mobile number should be linked with Aadhar (any number can be used)

Please follow the steps below to apply of EMI option:

• “On receipt of the Admission Offer Letter, you will be provided with three payment options: ‘Pay using FinTech EMI’, ‘Direct Payment Option’, or ‘Credit Card–based EMI (no documentation)”
• If you choose 'Pay using FinTech EMI option', the system will connect you to PropellD or Avanse platform, which has partnered with BITS Pilani to offer the EMI facility to applicants at 0% interest, with no down payment and a quick approval process.
• On the PropellD or Avanse portal, you will see a form to apply for the EMI option which will have part of your programme details pre-filled.
• You will then be asked to log in and complete basic information, KYC details and provide bank details.
• On approval, you need to complete the remaining steps of agreement, E-mandate, video verification and payment of the one-time processing fee (₹149 + GST).

EMI Payment Plan

• On approval of the EMI facility, applicants need to pay ₹149 + GST towards the one-time processing fee of the loan.
• Six EMIs will be payable on a monthly basis.

*For detailed programme fee structure, please refer to the brochure, or the programme page on the website.

Please Note

• All loans are subject to approval by PropellD and Avanse.